Consumers & Communities
The Federal Reserve advances supervision, community reinvestment, and research to increase understanding of the impacts of financial services policies and practices on consumers and communities.
Economic Well-Being of U.S. Households in 2024 Report
Read the latest Economic Well-Being of U.S. Households in 2024 report and access downloadable data and data visualizations.
Connecting Communities Webinar: Highlights from the 2024 SHED
Attend a webinar on June 5 that shares key insights from the 2024 Survey of Household Economics and Decisionmaking, including trends in family finances, employment, and financial risks experienced by U.S. adults.
2025 Report on Employer Firms: Findings from the 2024 Small Business Credit Survey
Read insights into the performance, challenges, and credit-seeking experiences of smaller businesses with fewer than 500 employees.
Resources for Financial Institutions
Minority Depository Institutions
Third Party Risk Management
Enforcement Actions
Federal Financial Institutions Examination Council
Additional Federal Agency Contacts
Data, Research, and Publications on Consumer & Community Issues
SHED
Consumer & Community Researchers and their Work
Small Business Credit Survey
Surveys & Data from the Federal Reserve System
Consumer & Community Context
Uneven Outcomes in the Labor Market
Read the Latest Research on Consumer & Community Issues
Shedding Light on Survey Accuracy—A Comparison between SHED and Census Bureau Survey Results
Predicting College Closures and Financial Distress
"The Only Way I Could Afford It": Who Uses BNPL and Why
Targeted Relief: Geography and Timing of Emergency Rental Assistance
Has Intergenerational Progress Stalled? Income Growth Over Five Generations of Americans